As the vacation season comes to conclusion, one of the areas where stress tries to appear to creep into our minds is in the area of finances. With present purchases adding up, tax considerations, and holiday travel costs being sustained, many of us are almost convinced to let negative vibrations into their lives due to increased spending. Like any other stress related topic, though, you have got to know how to shift this one also.
Stop & Breathe! The 1st, and most important, step to beating holiday stress in the area of finances is to stop and breathe. Permit your energy to focus itself on a positive image, and just let the the negative feelings exit your thinking. While this can sound easy it is STRONG and you can do this! Remember that managing your energy is Essential in pretty much everything in life and business:)
Note It All Down! Ok, now that you have reached a place of focus and tranquillity in your consciousness, lets get to work on the rest. Start by writing down the things that must be done or acquired, and the costs associated with those items. Don't over research this too much and have some fun with it. You can also add one or two silly things to your list, solely to keep it exciting.
Now, add to this list things that will cost nothing or that you already have within your possession. For instance, a list may look like this:
1. Gift for my parents $50
2. Travel Money to see family $150
3. Gift Exchange gift for work $20
4. Gift for my childs teacher $20
5. Donation toy for charity $20
6. Money for holiday activity with my kid $50
7. Books to read on Christmas Eve $0 (Library)
8. Dessert to take to work vacation Party $0 (ingredients already in pantry)
If you notice, line items 1-6 have related costs, and numbers 7-8 don't. Now, from this point, try and list the items from highest concern to least priority. Your list might now look like this:
1. Travel Money to see family $150
2. Books to read on Yuletide Eve $0 (Library)
3. Gift for my parents $50
4. Donation toy for charity $20
5. Money for holiday activity with my child $50
6. Gift for my childs teacher $20
7. Dessert to take to work vacation Party $0 (ingredients already in cupboard)
8. Gift Exchange gift for work $20
Now you have things listed from most vital to least, brainstorm about any changes that you can make to limit the cost without losing the signification. These are some concepts, based totally on the above list
1.Lower gift amount for parents to $40 and have my child hand-make a card
2.Instead of getting a new toy for charity, find a pleasant one that my child no longer plays with and donate that as an alternative.
3.Ask a friend if they want to split the purchase of a new toy for a child for charity with our family.
4.Search the internet for a free holiday activity to do with my kid, instead of something expensive.
5.Decrease the present amount for my childs teacher to $10 and hand-make a card
6.Not take part in the present exchange for work
Now, arrange your list to incorporate the changes and see where you actually are now.
1.Travel Money to see family $150
2.Books to read on Christmas Eve $0 (Library)
3.Gift for my parents $40 (make card homemade)
4.Donation toy for charity $10 + a toy my kid does not use
5.Money for holiday activity with my child $0
6.Gift for my childs teacher $10 (make card home made)
7.Dessert to take to work holiday Party $0 (ingredients already in cupboard)
8.Gift Exchange gift for work $0 (opt-out)
Now, take a few more minutes and make notes of all of the things that you have this vacation season that are positive and that make a contribution to high vibrations, andi f you really nee to, do reflect upon taking up a private loan instead of using your card.
Include the love of family, time spent with chums, and the blessings that you have. You may also want to include your positive. Outlook for the vacation season. Stuff like This will be the best holiday season yet or My New Year is looking awfully bright and promising! Don't forget to target your mind as much as you can on the positive and not let negative vibrations, like vacation stresses appear to divide your energy!
Stop & Breathe! The 1st, and most important, step to beating holiday stress in the area of finances is to stop and breathe. Permit your energy to focus itself on a positive image, and just let the the negative feelings exit your thinking. While this can sound easy it is STRONG and you can do this! Remember that managing your energy is Essential in pretty much everything in life and business:)
Note It All Down! Ok, now that you have reached a place of focus and tranquillity in your consciousness, lets get to work on the rest. Start by writing down the things that must be done or acquired, and the costs associated with those items. Don't over research this too much and have some fun with it. You can also add one or two silly things to your list, solely to keep it exciting.
Now, add to this list things that will cost nothing or that you already have within your possession. For instance, a list may look like this:
1. Gift for my parents $50
2. Travel Money to see family $150
3. Gift Exchange gift for work $20
4. Gift for my childs teacher $20
5. Donation toy for charity $20
6. Money for holiday activity with my kid $50
7. Books to read on Christmas Eve $0 (Library)
8. Dessert to take to work vacation Party $0 (ingredients already in pantry)
If you notice, line items 1-6 have related costs, and numbers 7-8 don't. Now, from this point, try and list the items from highest concern to least priority. Your list might now look like this:
1. Travel Money to see family $150
2. Books to read on Yuletide Eve $0 (Library)
3. Gift for my parents $50
4. Donation toy for charity $20
5. Money for holiday activity with my child $50
6. Gift for my childs teacher $20
7. Dessert to take to work vacation Party $0 (ingredients already in cupboard)
8. Gift Exchange gift for work $20
Now you have things listed from most vital to least, brainstorm about any changes that you can make to limit the cost without losing the signification. These are some concepts, based totally on the above list
1.Lower gift amount for parents to $40 and have my child hand-make a card
2.Instead of getting a new toy for charity, find a pleasant one that my child no longer plays with and donate that as an alternative.
3.Ask a friend if they want to split the purchase of a new toy for a child for charity with our family.
4.Search the internet for a free holiday activity to do with my kid, instead of something expensive.
5.Decrease the present amount for my childs teacher to $10 and hand-make a card
6.Not take part in the present exchange for work
Now, arrange your list to incorporate the changes and see where you actually are now.
1.Travel Money to see family $150
2.Books to read on Christmas Eve $0 (Library)
3.Gift for my parents $40 (make card homemade)
4.Donation toy for charity $10 + a toy my kid does not use
5.Money for holiday activity with my child $0
6.Gift for my childs teacher $10 (make card home made)
7.Dessert to take to work holiday Party $0 (ingredients already in cupboard)
8.Gift Exchange gift for work $0 (opt-out)
Now, take a few more minutes and make notes of all of the things that you have this vacation season that are positive and that make a contribution to high vibrations, andi f you really nee to, do reflect upon taking up a private loan instead of using your card.
Include the love of family, time spent with chums, and the blessings that you have. You may also want to include your positive. Outlook for the vacation season. Stuff like This will be the best holiday season yet or My New Year is looking awfully bright and promising! Don't forget to target your mind as much as you can on the positive and not let negative vibrations, like vacation stresses appear to divide your energy!
About the Author:
Nancy Bondi is a prefessional theropist and have gained extensive recognition in her area. She stopped working fulltime after being highly ill but have manged to get finance help which helped here recover and manage her finances in the interim. She currently does part-time counselling in her local community and infrequently travels out of town on paid request. She has a golden retriever whom she loves dearly and enjoys hanging out with him walking him in the park.
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