Lap Band Procedure Cost and Insurance Coverage

By Kate Jones


Many people struggle with excess weight. Some people struggle more than others. If you are looking to lose a few pounds, then a change in your eating habits, as well as getting in some light physical activity in most cases will probably do the trick.

However, if you're considerably overweight, and have made every attempt to shed pounds, but have ended up unsuccessful, you might consider weight loss surgery. There are actually various forms of weight loss surgery, but one of the more popular methods today is by using the insertion of a lap band. Of course the question many folks have is just how much does a lap band procedure cost.

Because this surgery is fairly new, the price will be between about $12,000-$25,000 depending on what area of the country you are in. However, you can find ways to decrease the lap band procedure cost.

In certain instances the lap band procedure cost is not always paid by your insurance because it's classified as an elective surgery, but most insurance providers will now cover a considerable portion of the cost. For instance, if someone on Medicaid or Medicare would satisfy the National Institute of Health's criteria of a BMI above 40 (or a BMI that is at least 35 accompanied by medical problems which may be deadly resulting from obesity), the insurer may pay up to 80% of one's costs. Many other insurance carriers utilize this criteria to consider eligibility for this particular surgery.

Not only can this treatment save your life, it can also save you money. In a study carried out by the University of California, patients who had a lap band procedure saw an astonishing $15,000 yearly in savings. From the money normally used on food, medication, weightloss programs and medical co-pays, this weight loss procedure could actually wind up paying for itself within a year.

When people find themselves extremely overweight, the ramifications of that weight on their quality of life or their lifespan can be disastrous. That is why it is so important to try everything possible to lose weight and to be healthier. However, if all those attempts become fruitless, then it may be time to consider something such as a lap band procedure. After addressing this issue with your physician, and discussing the lap band procedure cost, you may find that this is your best possible option.




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