5 Years To Retire

By Margarita McDowell


How are you feeling being just 5 years from retirement? Are you smiling and looking forward to retirement living or are you frowning and worried about your retirement years.

For 95% of people (these statistics have been the same for 50 years +), their retirement funds are inadequate to carry on a decent life. Only 5 out of every 100 people have sufficient in their 401k retirement plans. There is a business model whereby you can increase your income in and around what you currently do. That's right you don't have to give up your job right now. But it's not an extra job. The main problem with a job is that it does not offer any leverage. You have to do all the heavy lifting while making somebody else rich. But not in this model. It's a level playing ground and the rules are set up so that you can earn whatever you want. In fact starting today from scratch you can end up earning more than the CEO. Now that doesn't happen in a traditional job or business. And you can do it along with your family. Check out the video at Your First View

So what if you are part of the 95% and are 5 years from retirement? What can you do? It really comes down to 2 areas - increase your income and decrease your spending.

Increase Your Income Ask for a raise. In a tough economy, it's difficult to get a pay increase. Bosses think you are replaceable because there are plenty of suitably qualified people to take your place. It is an option but don't get fired! Get a part time job. If jobs are scarce then it's hard to get extra work. But if not, then a part time job can add to the family budget. It usually means working late at night or on weekends, which in turn takes you away from your family. You are trading money for time and no employer will pay you more than they think you are worth. Once again there is plenty of competition just waiting to take your job.

Can You Increase Your Income And Decease Your Spending At The Same Time? If you are 5 years from retirement and want to increase your income and decrease your spending, it can be done. It requires a change in your thinking though.




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